NJ Wealth Blog

In India, digitalisation is no longer a luxury. Digitisation has today touched every aspect of our lives. Starting with communications, social media, then to shopping, travel, payments and now even education, banking,

We live in an emerging economy where access to credit has been made easy with schemes such as buy now, pay later and point of sales financing. The term credit has a strong connotation in the financial industry of India.

In the millennial economy of buy now & pay later, to be debt-free is quite a task. While everyone likes the idea of being debt-free, most of us don't even know what it truly means. Being debt-free doesn't mean you should

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