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Various experts have emphasized the need for retirement planning time and time again. It is regarded as a "High Priority Item" for those who intend to continue their existing lifestyle after they retire. Despite the importance and criticality, most people let this important planning slide down their priority list, and in some cases, it even drifts off the list. The main reason for this is that the relevance of retirement planning is yet to be comprehended and

We live in an emerging economy where access to credit has been made easy with schemes such as buy now, pay later and point of sales financing. The term credit has a strong connotation in the financial industry of India.

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